An Overview of Debts That Are Discharged in Bankruptcy

A bankruptcy discharge implies that the debtor is no longer legally stipulated to pay any debts that were booked in the court. The signaling of discharge issue - a permanent order, indicates that creditors are prohibited from going on any type of collection drive on discharged debts including legal action or contacting the debtor through phone calls or e-mails.Generally the bankruptcy discharge takes place around four months after the debtor files the petition with the clerk of the bankruptcy court....

Read More

Budgeting Before and After Filing Bankruptcy

When it comes down to it no one really wants to live on a budget. The first thing a bankruptcy attorney will tell someone that comes into their office and is on the cusp of filing bankruptcy but trying to avoid it, try living on a budget for a year and see if you can avoid bankruptcy altogether. Over the last 20 years Americans have learned to live way beyond their means using credit as a way of firing up the printing press when they get short on cash. Before filing bankruptcy, everyone should take...

Read More

Best Way to Handle Bankruptcy Case in Court

The bankruptcy court exercises control over property and debts by appointing the official called "Trustee" to manage the petitioner's case and proceedings. The trustee (or staff) examines the papers to ensure that they are fully documented and look for property to sell for the benefit of creditors. Their primary duty cover responsibilities from scrutinizing the legal papers to ensuring that the creditors are paid off as much as possible. They also check all the financial transactions carried out...

Read More

A Creditor Sent You A 1099 C? Don't Worry, Filing Bankruptcy Can Fix That

With a large number of Americans filing bankruptcy every year, creditors and debt collectors alike have gotten more aggressive with their collection tactics. I guess they believe that they have to be quick in today's economy or they will get nothing at all. Creditors are now quick to sue so they can get a judgment, followed up by a wage garnishment when people start getting behind on their debts. It doesn't take a rocket scientist to figure out that the debt ratios of most Americans are unsustainable....

Read More

If You Need to File Chapter 7 Bankruptcy, Don't Get Forced Into Chapter 13

There is a common thread that runs throughout the American culture today and that's the economy sucks. This recession has affected everyone. There has been no one that has been immune from losing something. The only jobs that have until now been stable are that of the public sector. Everyone thought that if they were a policeman or a fireman, their job would always be safe because they are needed. Until recently this was true, now cities are having trouble making payroll nationwide. As cities continue...

Read More

Dumb Things You Don't Want to Do When Filing for Bankruptcy

When it comes to filing for bankruptcy there many positive benefits, on the other hand the media still likes to draw their attention to the negatives. When considering the positives versus the negatives in a bankruptcy filing, the positives always win. The reason is the negatives will be there for the individual filing bankruptcy regardless if they file or not. For someone who cannot pay their bills, their credit is going to be in the tank and Chapter 7 bankruptcy won't make it any worse but could...

Read More

How Can Filing for Bankruptcy Relief Help Me Secure Money for Retirement?

Let me show you how bankruptcy relief can help you secure your retirement, even if you have never invested a dime in your life. If you are struggling financially, why put a higher priority on the repayment of your debts than investment in your retirement? I don't know, but a lot of people make this mistake. Don't make the same mistake. It will cost you your retirement and you'll have nothing to show for it. Here's what I mean:If you make minimum payments on credit card debt and have nothing saved...

Read More

Asbestos: What Is It and How Does It Affect You?

According to the EPA asbestos is "The name given to a number of naturally occurring fibrous minerals with high tensile strength, the ability to be woven, and resistance to heat and most chemicals. Because of these properties, asbestos fibers have been used in a wide range of manufactured goods, including roofing shingles, ceiling and floor tiles, paper and cement products, textiles, coatings, and friction products such as automobile clutch, brake and transmission parts."Asbestos related lung disease...

Read More

Lung Cancer Remission - What Does It Mean?

When mentioning the word remission, many people tend to have a misconception to exactly what it means. It is usually used by doctors after a cancer patient has successfully carried out a course of treatment. Although, many people seem to think that once the word has been mentioned, the cancer patient is no longer at risk from a recurrence of the disease, due to having been considered completely cured.However, this is a misinterpretation of the word and something that can easily cause future problems...

Read More

What Is The Difference Between Lung Cancer and Lymphoma?

There are two different types of cancer that may affect the lungs:1. Primary lung cancer is categorized as either small cell, or non-small cell, and usually begins in the lungs before it spreads to other parts of the body. Small cell is commonly associated with heavy smokers, where non-small cell may include other types of cancers such as squamous cell, large cell carcinoma, and adenocarcinoma.Symptoms may include a persistent cough, coughing up small amounts of blood, wheezing, shortness of breath,...

Read More

How To Prevent Lung Cancer Recurrence

Researchers are studying effective ways to prevent the recurrence of lung cancer in patients. After a patient has been successfully treated, there are numerous ways to help lower the risks.1. It is recommended by doctors that patients have a full physical examination every three months for the first two years, followed by a six monthly examination thereafter. Examinations may include: chest X-rays, CT (computer assisted tomography) scans, MRI (magnetic resonance imaging) scans, or blood tests. Depending...

Read More

PET/CT Scan Challenge Of Pleural Effusion Treatment For Mesothelioma Patients

Early detection of the fatal and incurable mesothelioma and the subsequent provision of radiation, surgical and palliative asbestosis treatments are known to help a patient to have the best possible chance to extend and improve the quality of life remaining.Crucial to the process is the use of body scanning technologies, ranging from X-rays, MRI (Magnetic Resonance Imaging), CT (computed tomography) or CAT scans, and the more advanced PET/CT (positron emission tomography and computerized tomography).The...

Read More

Recognizing the Symptoms of Mesothelioma

Mesothelioma is a deadly form of cancer that affects people who have been exposed to asbestos. Asbestos is a naturally occurring mineral that was once mined and utilized in great quantities across the United States and worldwide. Commercial and industrial asbestos use peaked in the U.S. in the middle of the 20th century, but it had already become apparent that the mineral was causing serious health problems. The U.S. government began regulating asbestos in the 1970s based on its link to mesothelioma,...

Read More

Signs That Lung Cancer May Be Returning

Over 200,000 thousand Americans (men and women) get diagnosed with lung cancer in the USA every year (70% are elderly). Although most patients receive some kind of treatment before going into remission (a period of time when the cancer is either responding to treatment satisfactorily, or is being controlled), lung cancer is one of the most recurrent forms of cancer that is diagnosed. Many sufferers of lung cancer get cured and go on to live more years, but an increasing number of sufferers become...

Read More

Weaver Shuts Down Birds in Angels' 3-0 Win

Weaver (10-1) won his fourth straight outing since coming off the disabled list, striking out five and walking one while lowering his ERA to 1.96. Weaver joined Sandy Koufax (1963-64) as the only pitchers since 1950 with consecutive seasons of double-digit wins and an ERA under 2.00 before the All-Star break. During his seven-year career, the Angels' ace is 59-26 with a 2.84 ERA in 110 starts before the All-Star break. Last season he was 11-4 with a 1.86 ERA in 19 starts before the break. Scott...

Read More

In N.H.L. Free Agency, Wild Sign Parise and Suter

Parise, the 27-year-old captain who led the Devils to the Stanley Cup finals this past season, said in a conference call, “I loved playing in New Jersey.” He added that it was “very, very hard to leave” and “at the end it was between New Jersey and Minnesota. That’s what it came down to: just the idea of being able to come home and be around family.” Ryan Suter, who established himself as one of the best defensemen in hockey with the Nashville Predators, also signed a 13-year, $98 million contract...

Read More

Crusaders Get Carter Back for Chiefs Showdown

The seven-times champions lost to the Wellington Hurricanes last week and defeat to the championship-leading Chiefs in their penultimate match on Friday would almost certainly leave them without a place in the playoffs for the first time since 2001. Carter was recalled at flyhalf after recovering from a hamstring injury to take back the kicking duties after replacement back Tyler Bleyendaal missed what would have been a match-winning penalty from halfway last Saturday. Number eight Reed, who has...

Read More

LeBron, Kobe Return to U.S. Team for London Games

LeBron James, Kobe Bryant, Carmelo Anthony, Chris Paul and Deron Williams return for another bid for Olympic glory and will spearhead a potent roster in London where the U.S. are favorites. Colangelo announced the selections after two U.S. team training sessions in Las Vegas, though final approval is still required by the U.S. Olympic Committee. "We projected we would have difficulty getting down to a roster of 12, regardless of the number of injuries that have taken place, because they are such...

Read More

2012 Tour de France — Britain’s Wiggins in Yellow Jersey After First Climb

Wiggins received the leader’s yellow jersey from Fabian Cancellara after the 123-mile trek from Tomblaine. Cancellara, a Swiss time-trial specialist, had led since winning the prologue a week ago. Wiggins, who began the day seven seconds behind Cancellara in second place, leads the defending champion, Cadel Evans of Australia, by 10 seconds. Vincenzo Nibali of Italy is also 10 seconds off the pace in third. “It’s a great day for the team; we won the stage and took the yellow jersey,” Wiggins said....

Read More

Allen Chooses to Sign With Miami Heat

Allen told the Miami Heat on Friday night that he intends to accept their contract offer and leave Boston after five seasons, even though the Celtics could pay him about twice as much as the reigning NBA champions will be able to next season. Miami could only offer Allen the mini mid-level, worth about $3 million a year. Heat owner Micky Arison tweeted the news just after 9:30 p.m., or about 2:30 a.m. Saturday in Europe, where Arison has been for several days. "I was just woken up with great news,"...

Read More

Jantjies Kicks Lions to Just Third Win

They held on following a fantastic comeback by the Rebels who scored three second-half tries to turn a 24-7 deficit into a 32-27 lead at Ellis Park. But replacement flanker Jaco Kriel charged down the blindside to score an equalising try, which Jantjies converted from the touchline. He then kicked a penalty on the final hooter to stretch the winning margin to five points. The Lions played with enormous confidence and freedom in the first half, running in three tries and Jantjies kicked a penalty...

Read More

Korean Choi Takes Control of U.S. Women's Open

On a breezy day with tricky hole locations at Blackwolf Run where only four other sub-par scores were recorded, Choi put herself in prime position to win her first major title. The 24-year-old Korean, who has triumphed five times on the LPGA Tour, seized control of the tournament in masterly fashion with eight birdies and a sole bogey to finish at eight-under 208. "I hit a lot of good shots today, my 14 clubs worked very well," a beaming Choi told reporters after totaling 26 putts on fast-running...

Read More

Blackwolf Run Shows Teeth, but Not as Tough as '98

Fourteen years after the central Wisconsin course humbled the world's best female players in the U.S. Women's Open, Pete Dye's diabolical design is playing easier. In 1998, Se Ri Pak and Jenny Chuasiriporn tied for the 72-hole lead at 6-over par, with Pak winning the title in a dramatic 20-hole playoff. The cut line in the Open on Friday in its return to Blackwolf Run was only 5 over. The course is nearly 500 yards longer today but the USGA gave players a break by making the long seventh hole a...

Read More

U.S. Olympic Basketball Team Is Unveiled

The Clippers’ Blake Griffin, the Thunder’s James Harden and the 76ers’ Andre Iguodala were added to the nine players who had already secured a spot. All three will play in their first Olympics. The three players who were nominated but not selected to the roster were Rudy Gay, Eric Gordon and Anthony Davis, the top pick in this year’s N.B.A. draft. Coach Mike Krzyzewski decided to place the biggest emphasis on athleticism. Many of the players who already had a spot on the team, like LeBron James,...

Read More

Double Joy for Serena as She Captures Crown With Venus

Six and a half hours after lifting the Venus Rosewater Dish for the fifth time, Serena teamed up with her 32-year-old sibling to down Czech sixth seeds Andrea Hlavackova and Lucie Hradecka 7-5 6-4. Venus, a first-round loser in singles, fired an ace to complete the 78-minute victory on a floodlit arena just 10 minutes before the 11pm (2200 GMT) cut-off time for Centre Court play. It was a fifth All England Club doubles title for the duo, and 13th overall. After watching Serena, 30, win her three-set...

Read More

Special Report: Formula One: McLaren's Barrier-Breaking, Winning Bet

Born of a white mother and a black father, who are both British, Hamilton became the first mixed-race world champion, opening a door for perceptions to change in auto racing, a sport in which there had never before been a black or mixed-race star of such stature. But one of the bigger and more original aspects of Hamilton’s story is the major investment in his career made by the McLaren team since he was a boy of 13. At 10, he had approached Ron Dennis, the McLaren team owner, when they were both...

Read More

Ambitious QPR Close In on Manchester United's Park

QPR owner Tony Fernandes would not confirm the signing but told Reuters at the British Formula One Grand Prix that the club would be making an announcement on Monday at 15:00 British Time (1400GMT). "Lots is happening in the club. We've signed five players, we've got a few more to announce," said the Malaysian aviation entrepreneur. Reports said the agreement, which could potentially be worth 5.0 million pounds ($7.75 million), will cost QPR an initial transfer fee of 2.0 million for the 31-year-old...

Read More

Twins' Bullpen Can't Hold Off Rangers in Extras

Unfortunately for the Twins, they couldn't do it in extra innings. Nelson Cruz hit an RBI double off reliever Kyle Waldrop (0-1) in the 10th inning that scored Adrian Beltre to lead the Rangers to a 4-3 victory that snapped their five-game losing streak. "Cruz swung the bat well," manager Ron Washington said. "We were due to finally put together something offensively. Texas' Josh Hamilton had a home run, walk and a run scored as the designated hitter one night after leaving in the fifth inning...

Read More

Hesjedal Joins List of Injury Withdrawals

In total 17 riders have so far withdrawn after a brutal first week at the world's greatest race, with FDJ-Big Mat team boss Marc Madiot telling Reuters: "It has not been cycling, it has been Rollerball." Canadian Hesjedal had talked up his chances in the three-week event but a leg injury on Friday's sixth stage has ended the Garmin rider's participation as he now looks to get fit for the London Olympics at the end of the month. "It's very disappointing to leave the Tour this way. I was in good...

Read More

O's Handcuffed by Weaver in 3-0 Loss to Angels

Hammel pitched much better that he did on June 26 in his previous matchup with Weaver at Baltimore. But the Los Angeles Angels' ace gave the Orioles just as much trouble on Saturday night as he did at Camden Yards, limiting them to just three hits over eight innings in a 3-0 victory. "Jason was great. He's given a chance to win just about every time out, and you couldn't ask for more. But the other guy was just a little bit better," Orioles manager Buck Showalter said. "Weaver was really good....

Read More